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2:32
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Jessica Willis
Understanding the 4 Tiers of Medication - Let's Talk Insurance EP. 13
Your medication isn’t just “covered” or “not covered.” It’s placed into a tier, and that tier determines what you actually pay. Here’s the quick breakdown: Tier 1 = generics (lowest cost, usually flat copay) Tier 2 = brand name (higher cost, negotiated rates) Tier 3 = non-preferred brand (expensive) Tier 4 = specialty meds (very ...
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