With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

New securitizations of loans made outside the qualified mortgage definition set multiple records in the third quarter, according to a recent Morningstar DBRS report. Processing Content The study, ...

This has been a year of contradictions for mortgage lending. Rates remain elevated, inventory is scarce, origination volumes are weak — yet one segment of the market continues to surge. Non-QM isn't ...

Firms that implemented a new quality management (QM) system early have had time to test the new approach, detect gaps, and improve what’s not working as well as they expected. Anders started to design ...

Non-qualified mortgages cater to those with nontraditional incomes or credit issues. These mortgages may offer lower initial payments but carry higher long-term costs. Non-QM loans don't meet CFPB ...

If you’ve ever been told “you don’t fit the box” even though you can comfortably afford the payment, you’ve felt the limits of traditional mortgages. Non-QM loans exist for exactly that situation.

Git isn’t hard to learn. Moreover, with a Git GUI such as Atlassian’s Sourcetree, and a SaaS code repository such as Bitbucket, mastery of the industry’s most powerful version control tools is within ...

There’s been a significant shift in mortgage market composition, with non-conforming loans — including jumbo and non-QM products — climbing 4.39 percentage points year-over-year to reach 16.8% of ...

The clock is ticking. Accounting firms that perform engagements under the Statements on Auditing Standards (SASs), Statements on Standards for Attestation Engagements (SSAEs) or Statements on ...

The U.S. mortgage market is undergoing a tectonic shift, and Non-Qualified Mortgage (Non-QM) lending is at the epicenter of this transformation. Once viewed as a niche or transitional product, non-QM ...