Beyond the Black Box A Framework for Explainable AI (XAI) in Credit Scoring

In the United States: The Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) require lenders to ...
BizTech Magazine

How Artificial Intelligence Is Reshaping Financial Workflows in 2026

For years, artificial intelligence in finance has been framed largely as a tool for automation — a way to close the books ...

The Death of the Chargeback: How Blockchain Is Solving the High-Risk Merchant Problem

The implications are clearest in one sector that traditional payment rails have spent a decade punishing: high-risk digital entertainment. The Merchants That Card Networks Left Behind Visa categorizes ...
IEEE

Adaptive Entry Guidance Under Complex Geographical Constraints via Modular RL Strategy and Model-Based Rules

Abstract: Normal reinforcement learning (RL) methods for entry guidance face challenges in environmental design and generalization due to the uncertainty of geographic constraint types and ...
National Law Review

DOL Proposes New Rule with a Familiar Five-Factor Test for Worker Classification

Wage and Hour Division proposed a new rule to determine whether workers are independent contractors or employees under federal wage-and-hour laws. The new rule proposes to rescind the 2024 Biden-era ...
IEEE

Identification of Broadband Electromagnetic Interference Sources Based on Joint Optimization of Feature Screening and Classifier

Abstract: A broadband electromagnetic interference (EMI) source identification method for civil aviation communication and navigation is presented in this article. The spectrum data of various ...