A life insurance policy loan uses your policy's cash value as collateral. Learn the benefits and how it offers flexible repayment options without the need for approval.

A surprise charge can drain your account and trigger overdraft fees fast but there are simple ways to prevent them. That ...

EVER been deep in your overdraft only to agree to a holiday or splurge on a big night out? Well you could be ‘future faking’ ...

If you want to make an easy few hundred bucks, a new bank account could be a great way to do it. Check out our favorite ...

America's banking system generates billions in revenue from everyday consumers who pay for the privilege of holding, accessing, and using their own money. In 2024, the Consumer Financial Protection ...

Those charges add up fast. The Consumer Financial Protection Bureau has reported that banks collect billions of dollars in overdraft and non-sufficient funds fees each year. One small coffee, one ...

In other words, banks lost some fee revenue but gained interest income. They also reduced expenses, automated operations, and ...

Again, I started small with $200 in the account, and I let it sit there for a few months while I got comfortable with the extra risk that I took on by putting my money in the market. By around ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, economics, and public policy. Peter began covering markets at Multex (Reuters) and has ...

Service and penalty fees are a huge revenue source for banks. Oftentimes, these fees are erroneously charged or automatically charged and lack explicit notification, often going undetected for months ...

The benefits provide important economic support for older people who cannot work. The White House recently halted changes to the program that had worried some experts. By Mark Miller Many older ...