Still feeling the pinch from last year's holiday spending, let's talk about some strategies for paying off that lingering credit card debt. On average, Americans charged more than $1200 over the ...

According to Buffett, paying off high-interest debt will beat almost any investment idea he could offer you. 1 Given that the average credit card interest rate in the U.S. is 21%, a staggering 45% ...

U.S. credit card debt hit $1.28 trillion in 2025, with average interest rates exceeding 23.5%. Building a $500–$1,000 emergency fund can prevent setbacks during unexpected expenses. Use the debt ...

Carrying credit card debt? A 0% balance transfer card can pause interest and save you thousands faster than consolidation ...

This creative tutorial demonstrates five unique and easy ways to design beautiful greeting cards for the upcoming new year celebration using simple craft supplies. Each design is presented through ...

Collection accounts have become a common issue for borrowers in today's economic landscape. Between issues like persistent inflation, elevated borrowing rates and tighter household budgets, millions ...

Artificial intelligence offers debt collection companies the opportunity to vastly improve margins while achieving higher levels of regulatory compliance and maximizing scalability, writes Ohad Samet, ...

About 71% of U.S. adults surveyed say monthly debt payments prevent them from building wealth or savings, according to a recent survey by the National Foundation for Credit Counseling. "It's a reality ...

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...

Every year, consumers across the U.S. get calls from people claiming to be debt collectors. While many of these calls are legitimate, a rising number are not. Each day, scammers call, text and send ...

China has shifted from the world’s largest creditor nation to the globe’s biggest debt collector. Central Asian states owe billions to Chinese entities, but their geographic importance to Beijing is ...