It was the only model recommended by Fannie Mae and Freddie Mac after extensive analysis in the credit-scoring initiative.

A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual ...

Sezzle targets subprime BNPL users, leveraging a credit-building platform and AI underwriting for high growth. Click here to read an analysis of SEZL stock now.

For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a ...

VantageScore was designed to improve mortgage default prediction and prevent the next financial crisis.

Farmington Hiills-based GreenPath Financial Wellness sees many consumers who turned to credit cards to make ends meet once prices shot up.

Equifax® today announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect lenders against first-party fraud and drive more ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. Fraudsters used to exploit a lack of signals. Today, they exploit ...

Income-seeking investors should consider increasing interest rate risk, or duration, in the bond portion of their portfolios while minimizing additional corporate credit risk. It had been easy to ...

There's a divergence when comes to consumers' credit, and it's likely to continue into next year. The so called "k-shaped economy" is having a direct impact on how and when consumers repay loans and ...