A credit freeze is simply a way to block banks and lenders from checking your credit report. Since lenders must check your ...

One of the most common reasons why people are rejected for a loan or credit card is a low credit score. This is one of the most important factors that banks consider when evaluating repayment ...

Score a victory for the Jets and Woody Johnson. Because of alleged suspect information-gathering and grading methodologies, Johnson led the charge by NFL owners to debunk the Players Association’s ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

A lowered credit limit isn’t always personal since issuers often cut limits as part of broader changes. The major issue could involve your credit utilization ratio, which jumps overnight since ...

Let's say you've got a credit card with a $15,000 limit that you haven't used in years. You're tempted to shut it down to simplify your wallet -- and hey, no harm done, right? Not so fast. As someone ...

I had a credit card with a bank that also happened to be a previous employer. Their website was weird, and I thought they had closed my account because I paid the card off and didn’t use it for a ...

We live in a nation of unprecedented wealth and income inequality — where a handful of billionaires are getting much richer while the working class falls further and further behind. Just since ...

If enacted, President Donald Trump's proposal for a temporary 10% cap on credit card interest rates could change many policies for borrowers. Among them: how issuers decide to value credit card points ...

Each year, Motley Fool Money brings together a team of credit card specialists and independent analysts to determine the nation's top cards. We rank cards based on practical value, tangible benefits, ...

Phew, that's a lot of questions! I totally get it. Capital One and Discover merged back in May, and Discover customers, like you, are curious about what happens next. Unfortunately, we don't have a ...

Bank of America is considering whether to offer a credit card with interest capped at 10% for a year, a person familiar with the bank’s thinking told NBC News on Thursday. President Donald Trump ...