APR explained in simple terms for everyday borrowers. Learn how annual percentage rates affect loans and credit card payments.

Learn how to calculate and plot mathematical functions using a spreadsheet. This tutorial shows step-by-step how to set up formulas, visualize data, and create clear graphs for math and science ...

So you’re looking for one of the best business loans or financing options available. That’s great, but how do you know if you can actually afford it? Before you borrow funds for your business, ...

A factor rate is simple to calculate but can result in higher costs on short-term loans Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering ...

Use this calculator to see your potential payday loan APR. Payday loans can put your finances at risk, so it’s a good idea to compare alternatives. Use this calculator to see your potential payday ...

Calculating the interest rate on a personal loan can be difficult. Most lenders use simple interest rather than compound interest, though, which makes the job a little easier. To calculate how much ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert notes "Banks hate risk and always try to avoid it," one expert said. The average APR ...