Melissa Horton is a financial literacy professional. She has 10+ years of experience in the financial services and planning industry. Robert Kelly is managing director of XTS Energy LLC, and has more ...

SIMPLE IRAs are for self-employed or small businesses with under 100 employees. You can contribute yearly up to $16,500, rising in 2026 to $17,000. Withdrawals before age 59 1/2 incur taxes and may ...

SIMPLE IRAs let self-employed and small business employees save for retirement tax-efficiently. In 2025, you can contribute up to $16,500; those 50+ can add up to $3,500 more. Explore other plans like ...

Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital publications. Robert Kelly is managing director of XTS Energy LLC, ...

Wrist and hand stretches can improve flexibility and may lower injury risk from repetitive tasks like typing, driving, or gripping tools. Still, always ask a doctor first if you have pain. Simple ...

Indicator species are living organisms that tell us that something has changed or is going to change in their environment. They can be easily observed, and studying them is considered a cost-effective ...

If you’ve ever climbed stairs, carried a heavy object, hiked up a mountain, played tug of war, or done a squat, congratulations: You’ve done resistance training without even knowing it. This form of ...