Before you pull the scissors out, here's exactly what to do with your old credit cards -- from safe disposal to surprisingly creative second uses.

Discover cards are currently not available on CNBC Select, and links have been redirected to our credit card marketplace, where you can review offers from other issuers like American Express or Chase.

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Harlan Vaughn was formerly a credit cards editor for Forbes Advisor with over a decade of experience. With a deep understanding of the credit card industry, his passion for travel strategies drives ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.