You can now earn 4.25% for 12 months, or choose the same rate for 3, 6, or 9 months instead. Daniel Grill / Getty Images A new CD launched today pays 4.25% for a 1-year term, beating yesterday’s ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

A jumbo CD is the same as a standard CD, except that it pays a higher APY in exchange for a significantly larger opening deposit, typically around $100,000. Like standard CDs, jumbo CDs offer fixed ...

A falling-rate environment is underway in 2026 after three Fed rate cuts last year. Uncertainty about future rate cuts remains. Many, or all, of the products featured on this page are from our ...

Discover Bank products are no longer available through this site, and content may be out of date The offer mentioned below for the Barclay's CDs is no longer available. Flagler Credit Union is ...

Certificates of deposit continue to offer guaranteed returns without riding the market's ups and downs. That predictability matters when you're planning for specific goals like a home down payment ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

CDs come in a wide variety of maturities, all with their pros and cons Jennifer Nelson writes about all things money--personal finance, investing, saving, credit cards and insurance for numerous ...

After three rate cuts in 2025, in January, the Fed held rates steady — though markets are predicting more cuts in the second half of 2026. And if rate cuts happen, “CD rates will likely drift lower,” ...

Wondering whether a no-penalty CD or everyday savings is the best place for your cash right now? The answer just got more interesting. After cutting rates three times in late 2025, the Federal Reserve ...

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing ...