Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Consumers can buy two types of life insurance: term or permanent. The latter category includes whole life and universal life. Term life insurance is generally the best option for most people since ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

If you're shopping for life insurance, a term life policy may be the right fit: Usually, it's the most affordable option and it provides coverage for a set number of years. So, for example, you'll be ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Banner Life, Symetra and Penn Mutual are among the best term life insurance companies in our analysis. Premiums and the options for converting a term life policy to permanent insurance can vary ...

Diane Costagliola is a researcher, librarian, instructor, and writer who has published articles on personal finance, home buying, and foreclosure. Re-entry term insurance is a form of renewable term ...

When it comes to insurance policies and the protections they afford, the types are usually broken down into two categories: Those that you are mandated to have and those that you can opt in to. In the ...

Nationwide stood out in our review for customer service. It earned the highest score on our Consumer Sentiment Index and has ...

How does term life insurance work? Term life works as a time-limited safety net. If you were to die within the term the policy is active, the insurance company would pay out a death benefit to your ...