If you’re taking a required minimum distribution from an IRA, 401(k) or other tax-deferred account and don’t need the money to cover living expenses, where should you stash that unneeded cash?

At age 55 with $900,000 in a traditional individual retirement account (IRA), converting $100,000 per year to a Roth IRA could help reduce required minimum distributions (RMDs) and related taxes in ...

Don't assume you'll have to take mandatory withdrawals from your savings.

If you’ve inherited an individual retirement account (IRA), you’ll want to make sure you’re following the latest IRS rules to ...

Unlike with traditional IRAs, Roths do not provide tax savings, so anyone converting such funds to a Roth must pay federal income taxes on the amount converted.

Understanding these RMD rules can help you avoid making costly mistakes.

One of the most commonly asked questions among investors is whether or not they should convert to a Roth IRA, and if so, when ...