For generations, pensions have been regarded as the gold standard of retirement security, offering guaranteed income you can count on for life. However, funding gaps, longer life expectancies and ...

Your retirement income planning strategies will depend on your circumstances. Some key factors to consider include: Have questions about retirement income planning? Click here. There are many possible ...

For years, pension savers across Scotland followed a simple plan: draw income from ISAs first, leave savings alone, and preserve the pension pot for the next generation.

Around 70 per cent of the total expected pensions provided by collective defined contribution (CDC) schemes is set to be driven by investment strategy, with approximately 30 per cent coming from ...

The S&P 500 ETF (SPY) returned 79% over five years. Long-term Treasury bonds (TLT) lost 32.8%. Pensions act as bond allocations, reducing the need for Treasury holdings in retirement portfolios. Fixed ...

Thirty-two per cent of people in drawdown do not have any investment experience, yet two in five of them have not received advice or guidance, according to a recent report that urges the introduction ...

Pension schemes which allow members to designate defined contribution (DC) funds for drawdown may need to amend their scheme rules, following an update to HMRC’s Pensions Tax Manual. On 26 March 2025, ...

Advisers tell The i Paper annuities are making a comeback after a decade of decline following the 2015 pension freedoms ...