Capital at risk. The value of your investments can go up and down, and you may get back less than you invest. Income drawdown is a flexible way for those aged 55 and over to access the money in a ...

The Pension Regulator (TPR) has urged smaller defined contribution (DC) schemes to provide decumulation products or consolidate, in the interests of savers. TPR said millions of DC members now have ...

From annuities to pension drawdown, we discuss your options for accessing your retirement savings in the final episode of our podcast series ...

Retailer Marks & Spencer is exploring offering drawdown to its defined contribution scheme members, as the industry readies itself for April's retirement flexibilities in a tough market for annuities.

The pension flexibilities introduced in April are having a dramatic impact on the behaviour of retirees. Many people are already opting to take greater control of their retirement finances by choosing ...

An increase in decumulation options offered by defined contribution (DC) schemes has highlighted a ‘fundamental shift’ from a savings system to a pensions system, and smaller schemes should act or ...

Pension schemes which allow members to designate defined contribution (DC) funds for drawdown may need to amend their scheme rules, following an update to HMRC’s Pensions Tax Manual. On 26 March 2025, ...