Move over, real estate agents, and make way for the person who gives homebuyers the financial ability to buy a home – mortgage loan officers (MLOs). Also known as mortgage loan originators or mortgage ...

As private lenders expand into multi-state and institutional markets, mortgage licensing compliance has become a critical legal, operational and reputational priority in 2026.

The SAFE Act, enacted in 2008, was designed to enhance consumer protection and stop fraud by encouraging states to develop licensing standards for state-licensed loan originators. It also established ...

Recently we reported on a new nationwide system for licensing and regulating mortgage lenders on the state level. The system, a joint project of the Conference of State Banking Supervisors (CSBS) and ...

Artificial Intelligence (AI) has become a huge topic of conversation and at times, although controversial, a driving force behind transformative changes and the mortgage industry is no exception.