Over the past century, the proportion of health-care services purchased through insurance—as opposed to directly by patients—has surged, thanks to the exemption of employer-sponsored benefits from ...

As enrollment in ACA-compliant coverage becomes more challenging, insurance products and arrangements that do not meet ACA standards will become more prevalent.

Critics have questioned why the federal government should underwrite coverage costs for people with ACA health plans — but ...

With the cost of health insurance set to rise, some Americans are asking a surprising question: Is it actually cheaper to get medical care without it? The short answer: Sometimes. But not often. And ...