Explore top short- and long-term CD rates available today ...

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.20% APY. Secure a solid return while they last.

Every CD featured above is FDIC-insured, meaning your deposits are protected up to $250,000 per bank. The right choice depends on two simple things -- how long you want to set your money aside and how ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

“Ultimately, it’s about balancing accessibility and growth potential,” one pro tells us.

Interest rates available on certificates of deposit (CDs) in recent years have been exponentially higher than where they started the decade. In 2020, for example, they hovered around or below 1%. But ...

After three rate cuts in 2025, in January, the Fed held rates steady — though markets are predicting more cuts in the second half of 2026. And if rate cuts happen, “CD rates will likely drift lower,” ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

Image source: Getty Images Certificate of deposit (CD) rates are expected to plateau through the first half of 2026, offering a narrow window for savers to lock in yields before the Federal Reserve ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...

At the start of the decade, when interest rates hovered near record lows, many savers didn't even bother checking their certificate of deposit (CD) account options. With a return of around 1% or less, ...