Property insurance costs hit a record in 2025, and new data suggest higher premiums may be a significant factor behind mortgage delinquency rates.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

These small projects can protect your home from the elements and might lower your home insurance premium.

Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

Even homeowners with record-low mortgage rates now face staggering increases in often-overlooked fees, changing the calculus for millions of buyers.

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...

If you pay homeowners’ insurance every year, it’s natural to wonder whether you can deduct that cost on your taxes. In most cases, homeowners’ insurance is not tax-deductible — but there are a few ...

Downed trees and branches lie in a Coral Gables street after Hurricane Irma in Sept. 2017. Getting your Trinity Audio player ready... For the tens of thousands of homeowners in South Florida who rely ...