Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

The best short-term CD rates can help you reach your savings goals faster Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.