Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection ...

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

Disability insurance financially protects you if you’re unable to work for an extended period of time by providing a percentage of your typical income. Use our guide to find the best disability ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

The Social Security Administration estimates that 1 out of every 4 of today’s 23-year-olds will be disabled for at least 1 year during their working life. Are you and your family prepared? Here’s ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...

The annoying thing about life insurance and disability insurance — or just about any kind of policy, really — is that it’s a product you buy in hopes that you never actually need to use it. Still, it ...