Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

For years, security professionals have been saying “either you have been data breached or you just do not know that you have been data breached.” Data breaches are now a fact of life together with ...

Cyber insurance is not complicated: It is a safety net protecting against liability and financial loss in a data breach. However, the larger question surrounding this topic remains whether your ...