If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

Learn more about our top picks for the cheapest renters insurance companies. We like that State Farm has the lowest rates for policies with personal property coverage of $15,000, $30,000 and $50,000.

Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are stolen or damaged, ACV coverage takes into account ...