LendingClub’s rates are competitive, but fees and restrictions limit appeal

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There are several sensible reasons to consider refinancing a car loan. Among them are lowering the monthly payment, shortening the loan terms, and reducing the interest rate. Read our tips to learn if refinancing your car loan is the best choice for you.

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and depend on factors like your credit score, so shopping around is key to finding the best terms.

We review AUTOPAY's auto refinancing loan and look at the company's customer experience, transparency, loan affordability and more. NerdWallet's auto loans content, including articles, reviews and recommendations, is produced by a team of writers and ...

Monthly car payments continue to hit record levels for both new and used cars. Auto loan interest rates have decreased and reached their lowest levels since 2023. The overall cost of car ownership remains elevated due to steep insurance and car maintenance prices in addition to the cost of a loan.

When the Fed announces a rate cut, it feels like the kind of headline that should instantly make life cheaper. Lower rates? That must mean a lower car payment, right? Not so fast. This is one of the most common misconceptions I see. Auto loans don't ...

You might qualify for an auto refinance loan even with an older vehicle or limited credit

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase from one year earlier. If you're having trouble making ...