In Pensacola, Florida, homeowners pay nearly as much in property taxes and home insurance premiums as in mortgage payments.

A Neighbors Bank report across nearly 450 metros found property taxes and homeowners insurance average 21% of monthly mortgage payments.

The average cost of homeowners insurance in the U.S. is about $2,110 a year for $300,000 worth of dwelling coverage, but rates vary by state. Many, or all, of the products featured on this page are ...